Vanquis have emailed to say they will increase my limit to £1000 at the end of September. Keep in mind that: you can't request a credit limit increase; we review your account every month to check if you're eligible for an increase 30 day calendar inside Step by step guide to managing your account 1 DON’T GO OVER YOUR CREDIT LIMIT Your Credit Limit is the amount that we have agreed to lend you. Credit limit Minimum credit limit £150 Maximum credit limit £1,000 (Subject to status) Fees No annual feeYou can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. Find the best insurance deals for you and discover what you what to get, whatever your business. Speak to your lender when you’re ready. Don't miss out on your credit limit increase to £xxxxx We'd like to offer you a credit limit increase but we need some important information from you (which will be income and expenditure, rent, bills etc paid a month. A limit isn't a status symbol or something to be proud off. Vanquis - 5th Month Limit Increase. We do non increase credit limits on demand. This help article explains how the credit limit on your Vanquis account can be changed. 3 January 2018 at 3:45PM in Credit cards. can vanquis be used on apple payThe OFT Irresponsible Lending Guidance applied to Mr H’s first credit limit increase. Use your Vanquis Credit Card regularly for everyday spending without going overlimit. That's 40% per year, not unreasonable for small amounts and/or for short periods. This help article explains how the credit limit on your Vanquis account can be changed. You can set and control how we communicate with you about your credit limit by calling our automated. The minimum limit offered on the card is £500, while the. Use too much of your available credit. Hi,. Top features of the Vanquis Credit Card. You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. Paying before the due date proves you can use your card responsibly. I had Vanquis credit card with a starting limit of £250. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. 1. 34. 11 June 2019 at 3:23PM. It's a good idea to check your credit limit preferences in case you opted out of offers in the past. Not that I. Terms apply. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. If you take away your current credit card balance from your credit limit, the amount left is your available balance. A credit card for those with bad credit who want at rebuild their recognition assessment. This help article explains how the credit limit on your Vanquis account can be changed. Before you read on however, you should know that: We do not increase credit limits on request. Before you read on however, you should know that: We do not increase credit limits on request. Your new Credit Limit Increase offer Current: £3500New: £4250. Vanquis chrome 29. Vanquis themselves promote that the 5th month is when they review your credit limit. Changing your credit limit. Here's how the Aquis compares: The minimum credit limit on an Aquis card is £250, which is higher than the £150 minimum limit on Vanquis's Classic card. Before you read on however, you should know that: We do not increase credit limits on request. Therefore, the bank suggests that you pay the balance in full each month. They may be able to provide you with a credit limit increase so that any spending on your credit card is within your limit. Before you read on however, you should know that: We do not increase credit limits on request. The Zopa credit card comes with a hefty 34. Credit limit Minimum credit limit: £500: Maximum credit limit: £1,200 (Subject to affordability) Fees: There is no annual fee: ChargesWhen would Vanquis apply a credit increase if the Account has been ran well. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. PRE-CONTRACT CREDIT INFORMATION (Standard European Consumer Credit Information – SECCI) 1. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. You can set and control how we communicate with you about your credit limit by calling our automated. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. . Before you read on however, you should know that: We do not increase credit limits on request. On. This help article explains how the credit limit on your Vanquis account can be changed. 9% APR. Before you read on however, you should know that: We do not increase credit limits on request. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. This help article explains how the credit limit on your Vanquis account can be changed. 2. Vanquis's lowest-APR, credit-building card is designed to help you improve your credit rating. indd 2 21/10/2015 14:25:03. This help article explains how the credit limit on your Vanquis account can be changed. URL . Before you read on however, you should know that: We do not increase credit limits on request. If you want increased limit then the best thing to do is to use the card as close to the limit as you can, surely you can easily do that if the limit is 250 or so. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. In December 2018, and. Before you read on however, you should know that: We do not increase credit limits on request. Before you read on however, you should know that: We do not increase credit limits on request. Finally after 4 years I got a letter saying there going to increase my credit to £750 from £250. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. Vanquis completed a credit search and assessed the information this returned. Pros of the Vanquis Classic credit card. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. No card fees: Vanquis does not charge customers monthly fees to use its cards. If you opened your first credit card with the likes of Vanquis, Newday (aqua, marbles, etc) or Capital One, the likelihood is that you will get an automatic credit limit increase after about 4 months if you use your card, make payments on time and don't go over your credit limit. a. Credit card balance: £130. We bought a flight tickets for £460 and was paying off £100 a month. You can set and control how we communicate with you about your credit limit by calling our automated. In November 2017 Vanquis wrote to Mr H to say this it was planning to increase his credit limit to £1,250 and if he didn’t want the increase he could reject it within 30 days. 00 to £500. PD10259_Vanquis_17month_Planner_V22. Before you read on however, you should know that: We do not increase credit limits on request. Before you read on however, you should know that: We do not increase credit limits on request. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. It's a good idea to check your credit limit preferences in case you opted out of offers in the past. Been a Vanquis customer for a year now and until july was spending to almost limit and clearing over the month, always paying minimum payment via DD and extra via bank transfer. So spending £100 on credit and paying it back a month later will cost just over £3. This help article explains how the credit limit on your Vanquis account can be changed. This help article explains how the credit limit on your Vanquis account can be changed. It's a good idea to check your credit limit preferences in case you opted out of offers in the past. 7 stars on Google Play, based on over 172,000 reviews. Thanks! Dont know about Vanquis specifically, but my wife got Aqua CC for credit building and was given £500 limit. See up to 12 months of statements. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. Freemans £57/£150 Look Again £282/£557 JD Williams £79/£151 Vanquis £190/£257 Provident £248/£546 CCJ £453 T-Mobile £453. You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. In 2019 the credit card fell into arrears and was closed. This help article explains how the credit limit on your Vanquis account can be changed. Chrome Credit Card. This help article explains as the credit limit on your Vanquis account can be turned. You can set and control how we communicate with you about your credit limit by calling our automated. You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. Aquis Vs. As I was new to credit from August 2017, this limit increase would be the first time I've been granted a credit line above £450 with anyone. To do this, give your credit card provider a call and speak to them about the possibility of upping your limit. You owe more! That could mean you get into more debt, if you don’t manage it, which could have a negative impact on your credit score. On first credit cards from Vanquis, the limit will be anything from £100 to £1,500, and it will depend on your circumstances. Got Vanquis & Cap one credit cards a couple of weeks later both with £500 limit. I conclude that paying interest on the balance wont necessarily trigger limit increase. The number one downside of increasing your credit card limit is that you could start to spend more – due to the available credit – and therefore your credit card balance could increase. Manage your credit card using the Vanquis app. Before you read on however, you should know that: We do not increase credit limits on request. 0. Before you read on however, you should know that: We do not increase credit limits on request. The average credit card limit is between £3,000 and £4,000 but, in theory, there's no maximum credit limit a card company could offer you. Before you read on however, you should know that: We do not increase credit limits on request. This help article explains how the credit limit on your Vanquis account can be changed. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. Their business is making money from people who are probably not going to pay off the card in full and who will end up paying off a fortune over several months (or even a year or more). 8% on purchases is around 10 percentage points lower than the Vanquis Classic. We do non increase credit limits on demand. 9%, despite the limit being slowly increased to £2,000 and no missed payments / overlimit. Business Insurance. I have 1 default witch comes off in august but thats it, all other balance's like catalogues and contract phones all paid on time. In October 2015 Vanquis increased the credit limit to £2,500 and a final increase was approved in November 2017, taking the credit limit to £3,500. 2. You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. Try to avoid getting too close to your credit limit because this can damage your credit score. Depending on your circumstances, your thimbl. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. You can set and control how we communicate with you about your credit limit by calling our automated. Make sure you are aware of your current Vanquis Card credit limit at all times and the amount of credit available to spend. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. The Aquis variable APR of 29. While there are no introductory deals, you can get a credit limit that can increase over time. You can set and control how we communicate with you about your credit limit by calling our automated. With this credit card you could: improve your credit score if you manage your card responsibly. In May 2011 Vanquis increased the credit limit to £1,500. Generally, income and expenditure + documentation is requested when Vanquis are making the decision to increase your limit solely on good handling of the account, but need to ensure that they are further lending responsibly. You could build your credit limit up to £4,000 over time subject to good account management. His application data included that he was a student with an annual income of £25,000. With Drafty, you could borrow up to £3,000 and only pay interest on what you use. People hate Vanquis because they're a sub-prime card with really high interest rates. We are a leading specialist lender in the large and established credit card market and have a strong capital and liquidity position. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. Just had another increase on my Vanquis card to £2500 limit. You can set and control how we communicate with you about your credit limit by calling our automated. Before you read on however, you should know that: We do not increase credit limits on request. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. You could get a credit limit increase in as little as five months (and then further increases every five months after that). Click here to read 417 customer reviews of Vanquis Credit Card, rated 4. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. We bought a flight tickets for £460 and was paying off £100 a month. You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. More; Forums; News; Weekly email; Search. It's a good idea to check your credit limit preferences in case you opted out of offers in the past. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. Before you read on however, you should know that: We do not increase credit limits on request. Here's how the Aquis compares: The minimum credit limit on an Aquis card is £250, which is higher than the £150 minimum limit on Vanquis's Classic card. Are Provident generous when it comes to increasing limits or will they refuse me? The only negative I can think of is that I’ve taken. Before you read on however, you should know that: We do not increase credit limits on request. This help article explains how the credit limit on your Vanquis account can be changed. Vanquis Bank offer Low charges, 39% APR, Online & Mobile banking & other benefits including SMS alerts. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. You can set and control how we communicate with you about your credit limit by calling our automated. You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. You can set and control how we communicate with you about your credit limit by calling our automated. You can set and control how we communicate with you about your credit limit by calling our automated. Before you read on however, you should know that: We do not increase credit limits on request. fin. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. Bottom Line: Customers can use the Marbles card, like other credit-builder cards, to improve their credit history over time. Read fastest growing UK Vanquis Credit card reviews. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. This is only a guide and meeting these criteria does not guarantee you a credit limit increase. Chance to increase credit limit up to a maximum £4,000; Credit limit reviewed every 5 months; £10 monthly minimum repayment; Charges. There is no annual fee attached to Vanquis Bank’s Chrome. Mr D complains that Vanquis Bank Limited lent to him irresponsibly in providing him with a credit card account and a subsequent increase to the credit limit. This help article explains how the credit limit on your Vanquis account can be changed. This help article explains how the credit limit on your Vanquis account can be changed. 5 million people get the credit they deserve! To build your credit rating and be considered for credit limit increases, use your card sensibly, stay within your credit limit and pay your monthly minimum payment on time. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. You can set and control how we communicate with you about your credit limit by calling our automated. You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. 9% (variable) p. This help article explains how the credit limit on your Vanquis account can be changed. Today's limit is £2250. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. You can set and control how we communicate with you about your credit limit by calling our automated. You can set and control how we communicate with you about your credit limit by calling our automated. Your thimbl. Your credit limit can rise to £4,000. You can set and control how we communicate with you about your credit limit by calling our automated. 9 million following an investigation into its credit card repayment add-on by the Financial Conduct Authority. This help article explains how the credit limit on your Vanquis account can be changed. Over time, if they prove that they are a responsible renters, card end are able to increase their credit restrain to a maximum of £4000. My statement date was the 18th of August. It's a good idea to check your credit limit preferences in case you opted out of offers in the past. Many card issuers make it easy to ask for a credit limit increase. Before you read on however, you should know that: We do not increase credit limits on request. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. Rising credit limit: Although your starting credit limit is low, at a maximum of £1,000,Vanquis can increase your ceiling every five months if you’re proving yourself dependable. Before you read on however, you should know that: We do not increase credit limits on request. This help article explains how the credit limit on your Vanquis account can be changed. Credit limits the the Vanquis credit card vary between £150 and £4000; Cash withdrawal on adenine credit card can cost them a lot of monetary; Vanquis Bank offer to haupt- type of credit card and it is one of that largest well known ‘credit builder’ credit cards in the UK. Business Insurance. This help article explains how the credit limit on your Vanquis account can be changed. . You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. Before you read on however, you should know that: We do not increase credit limits on request. It's a good idea to check your credit limit preferences in case you opted out of offers in the past. This help article explains how the credit limit on your Vanquis account can be changed. This help article explains how the credit limit on your Vanquis account can be changed. You can set and control how we communicate with you about your credit limit by calling our automated. This help article explains how the credit limit on your Vanquis account can be changed. 70 last month and this month statement I will need to pay the full amount of £90. They actually increased it to 69. Click here to read 417 customer reviews of Vanquis Credit Card, rated 4. Your credit limit can rise to £4,000. It's a good idea to check your credit limit preferences in case you opted out of offers in the past. What happened Mr D applied for the credit card in May 2016. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. 9% and is still 59. , your representative rate is 34. This help article explains how the credit limit on your Vanquis account can be changed. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. Before you read on however, you should know that: We do not increase credit limits on request. Before you read on however, you should know that: We do not increase credit limits on request. 82 as like I stated, I set the full amount every month. This help article explains how the credit limit on your Vanquis account can be changed. You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. Before you read on however, you should know that: We do not increase credit limits on request. , like other cards offered by Vanquis, use the Visa credit card network. Our app also makes it easy to track your spending to help you stay within your limit. g. In our guide we’ll cover how your credit restrictions is produced, what happens if you go. Request Online. Ask for a credit limit increase too soon after obtaining a new credit card. Before you read on however, you should know that: We do not increase credit limits on request. Pretty chuffed considering I've had a 24 studio account for 19 months and my limit is still 305! Also I have a vanquis card all paid up to date for the past 9 months and haven't seen an increase from my initial 100 limit! Freeman's like to see you paying off and also purchasing seems to have worked for me so far its one of my highest limits! 11 September 2010 at 11:26PM. It's a good idea to check your credit limit preferences in case you opted out of offers in the past. a. Registered number 02558509 England. Before you read on however, you should know that: We do not increase credit limits on request. It's a good idea to check your credit limit preferences in case you opted out of offers in the past. We review customer accounts every 5 months to check if you'd be eligible for an increase. You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. Thimbl. This help article explains how the credit limit on your Vanquis account can be changed. Credit cards. I decided to go for it and I was accepted with an initial limit of £500. The Aquis variable APR of 29. We may increase your Minimum Repayment. Vanquis's lowest-APR, credit-building card is designed to help you improve your credit rating. Before you read on however, you should know that: We do not increase credit limits on request. Thanks! Dont know about Vanquis specifically, but my wife got Aqua CC for credit building and was given £500 limit. So spending £100 on credit and paying it back a month later will cost just over £3. Stay within the credit limit, always pay on time, and work to increase the credit limit over £1,000. After 3 months she got credit limit increased to £1700 and yesterday she got letter that the limit has been raised to £3700 (!). 1) Your credit is not so good so your limit is £250. You can set and control how we communicate with you about your credit limit by calling our automated. Business Insurance. Changing your credit limit. Hi All, I was wondering what is highest credit limit that one could progress on to on a Vanquis card. so do your monthly shopping or whatever, get the card to 50% and switch to minimum payments. Credit perimeter for newer customers are set at a highest of £1000 and can be as low as £150. 000 can't fault the service I've had Reviewed on: 17th September 2023. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. This help article explains how the credit limit on your Vanquis account can be changed. Before you read on however, you should know that: We do not increase credit limits on request. My statement date was the 18th of August. 34. Before you read on however, you should know that: We do not increase credit limits on request. This help article explains how the credit limit on your Vanquis account can be changed. Although I would never use £1000 with Vanquis due to the interest rate and my income ratio, it would only benefit my outlook to lenders. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. With a Vanquis Credit Card, you could build your credit score over. This includes other credit cards, loans, catalogues, mobile phones and mortgages you may have. Initial credit limits vary from £200 to £2,000. You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. It's a good idea to check your credit limit preferences in case you opted out of offers in the past. This objectives to help you get used to how a credits card account works. This help article explains how the credit limit on your Vanquis account can be changed. Credit limits between £250 and £1,500; Chance to increase credit limit. It's a spiral, that simply just gets worse and worse. Credit perimeter for newer customers are set at a highest of £1000 and can be as low as £150. Before you read on however, you should know that: We do not increase credit limits on request. It’s fast, secure, and fuss-free. Tips to get a credit limit increase. This help article explains how the credit limit on your Vanquis account can be changed. Start with a manageable credit limit of £500 up to £1,500. paying your monthly minimum payments on time and staying within your credit limit). This help article explains how the credit limit on your Vanquis account can be changed. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. Credit limits on the Vanquis credit card vary between £150 and £4000; Cash withdrawal on a credit card can cost you a property of money; Vanquis Bank offer one main type of credit card and it is one of the greatest well-being known ‘credit builder’ loan jokers int the UK. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. This help article explains how the credit limit on your Vanquis account can be changed. I conclude that paying interest on the balance wont necessarily trigger limit increase. This help article explains how the credit limit on your Vanquis credit card can be changed. It's a good idea to check your credit limit preferences in case you opted out of offers in the past. What happened Mr D applied for the credit card in May 2016. Had a Vanquis card for 15 months, starting limit £500 and increased to £1500 this month. It's a good idea to check your credit limit preferences in case you opted out of offers in the past. It's a good idea to check your credit limit preferences in case you opted out of offers in the past. Vanquis provided the card with a limit of. 2 "A/e", nus", 'our" means fanquis Bank Limited whose address is Colonnade,. You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. This help article explains how the credit limit on your Vanquis account can be changed. Is vanquis bank safe?34. With Tesco's Foundation Credit Card, you can earn Clubcard points from almost anywhere (including Tesco) whilst working on your credit score. I got the credit limit increase letter on 19th July, saying my limit will increase after my August statement. This help article explains how the credit limit on your Vanquis account can be changed. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. If you manage your Vanquis card well, you could receive a credit limit increase of up to £4,000. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. Before you read on however, you should know that: We do not increase credit limits on request. 1st statement I paid the full amount of £46. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. 9% (variable) p. Are Provident generous when it comes to increasing limits or will they refuse me? The only negative I can think of is that I’ve taken on two other credit cards besides vanquis which are both maxed out - on 0% offers, so I’m not drowning in interest. Vanquis provided the card with a limit of. You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. 0. So I have had the vanquis card for 14 months now and still only have a £250 credit limit. Before you read on however, you should know that: We do not increase credit limits on request. I went from £250 in Feb'09 to £500 to £1250 to £1500 to £2250 @ 47% at the moment (I know the APR is scary, but never paid any interest (ignoring the 16p min. It's a good idea to check your credit limit preferences in case you opted out of offers in the past. Before you read on however, you should know that: We do not increase credit limits on request. Over time, if they prove that they are a responsible borrower, card users are able to increase their credit limit to a maximum of £4000. It's a good idea to check your credit limit preferences in case you opted out of offers in the past. This help article explains as the credit limit on your Vanquis account can be changed. 9% APR. This help article explains how the credit limit on your Vanquis account can be changed. Managing your credits limit As a newer customer you gain a starting credit limit of between £150 - £1,500 study to eligibility. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. App works well. gave Mr M a credit card with a limit of £1,000. I've had a Vanquis Visa since March with a £500 credit limit. Credit limits on which Vanquis credit card alter between £150 and £4000; Cashier withdrawal on adenine credit card cannot expenditure you one lot of money; Vanquis Bank offer one main type of credit select and it is one out the largest well known ‘credit builder’ loans cards in this UK. These types of high limit, or 'premium', credit cards, are usually only available to those. I was struggling with my credit score and got pre-approved for a Vanquis card. Before you read on however, you should know that: We do not increase credit limits on request. But if you’re happy you’ve made payments on time, and you’ve got enough room in your budget to make larger payments on your credit card, you could ask to have your credit limit increased. Keep in mind that: you can't request a credit limit increase; we review your account every month to check if you're eligible for an increaseKnow your credit limit. A higher credit limit could also help you maintain a healthy credit utilization, which is a key credit score ingredient that measures how your credit balances compare with your credit limit. 8% on purchases is around 10 percentage points lower than the Vanquis Classic Visa. You can set and control how we communicate with you about your credit limit by calling our automated. ️ Potential high-interest rates: most students don't have an excellent credit rating. You'll be able to: • View your current balance and available spend. Depending on your circumstances, your thimbl. Your thimbl. Before you read on however, you should know that: We do not increase credit limits on request. Mr D complains that Vanquis Bank Limited lent to him irresponsibly in providing him with a credit card account and a subsequent increase to the credit limit. 57★ by real people like you on Smart Money People. This help article explains how the credit limit on your Vanquis account can be changed. Terms apply. Here, you may find an. This help article explains how the credit limit on your Vanquis account can be changed. But most cards like Vanquis have a credit limit of between £250 and £1,200 as a starting point, with only their premium card having a lower APR. 1 Godwin Street, Bradford, West Yorkshire BD1 2SU. You could build your credit limit up to £4,000 over time subject to good account management. You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. And probably a better rate than with pay-day loans. After your fifth statement, you might be eligible for a credit limit increase that will further increase up to £4,000 every 5 months. Before you read on however, you should know that: We do not increase credit limits on request. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. Emails couple of days after my 6th statement 04/09/15 advising increase would be on the 07/10/15. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. It's a good idea to check your credit limit preferences in case you opted out of offers in the past. Like it should be. I've had a Vanquis Visa since March with a £500 credit limit. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. Stay in control of your account with online servicing, a mobile app, SMS and email. This help article explains how the credit limit on your Vanquis account can be changed. Before you read on however, you should know that: We do not increase credit limits on request. It's a good idea to check your credit limit preferences in case you opted out of offers in the past. It's a good idea to check your credit limit preferences in case you opted out of offers in the past. Before you read on however, you should know that: We do not increase credit limits on request. Owen_Kent Posts: 270.